8 Comments
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Swedweq's avatar

Great insight, hanging out for Pt 2

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martyn's avatar

I’m all set up with a lightning wallet ready to go. Just need some merchants to offer payment by lightning 👍🏻. There’s nothing at all in my area by the looks of it 🤷‍♂️

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Katie Mestre's avatar

I have the same issue where I live. Bitcoin is still so early in the adoption phase.

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Steve Bauman's avatar

Thanks for this very clear explanation. My question—when one buys/sells BTC on an exchange, the exchange charges a fee. When you use your Bybit card, is a fee charged by them to convert to fiat? If so, that’s essentially a surcharge on every purchase, no? Just wondering…

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Katie Mestre's avatar

Hi Steve, yes ByBit charges a transaction fee of 0.9%

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phil's avatar

hi Katie, i’m in the UK. it’s the same for me here ive got strike, aqua, and coin corner, but not many places to use them. i’m hopeful that Aqua will soon release a card that can be used in the UK. i also have a Ledger nano s plus so i could get their CL card but it seems expensive to use. also as i understand it our glorious government will be introducing capital gains tax on crypto thats above £3k!! as a 70 yr old that lives on state pension i wish i could find a way to use my small amount of btc without selling it!

thank you for such useful and clear content.

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Katie Mestre's avatar

Hi Phil, you’ve named a couple of things here that I’m not yet familiar with i.e. Aqua and the Ledger CL card. I’m not clear on how CGT rules would be applied, of course it’s different for every country. For example in Portugal, it’s only a taxable event when crypto is sold for fiat. But maybe other jurisdictions may treat any sort of disposal as taxable. I need to check that out.

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phil's avatar

AQUA wallet are bringing out thier Dolphin card, hopefully to UK.

https://aqua.net/

https://www.ledger.com/cl-card

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